OmniCardInstant issuance
Create and assign physical or virtual cards for employees, departments or projects in minutes.
Home/Corporate Cards
Corporate cards
Corporate cards, reimagined. Prepaid RuPay cards with UPI, issued by OmniCard.
Issue physical or virtual corporate expense cards to every employee, team or project in minutes. Set limits and controls, and see where every rupee goes, with no credit risk.
- Our own RuPay BIN
- Physical + virtual
- UPI-enabled
OverviewTrail
Amount₹2,450.00Checking policy…
Policy checkFuel within ₹3,000/day limit
Manager approvalPriya Shah · L1
Posted to TallyVoucher PV-10482
ReceiptPolicyMap
HIGHWAY FUELSNH-48, Pune · Pump #2
25/09/202610:42 AM
Diesel · 26.4 L₹2,450.00
Rate / L₹92.80
UPI Ref4128 9931 0457
Total₹2,450.00
Receipt will appear here
Prepaid or credit corporate card? What changes for your finance team.
| Corporate credit card | Prepaid corporate card (OmniCard) | |
|---|---|---|
| How spend is funded | The bank extends a credit line; you pay the bill later. | Your company loads money in advance; cards spend from that balance. |
| Getting cards | Credit assessment of the business before cards are issued. | No credit line, so no credit check to issue cards. |
| Spending limit | The credit limit the bank sets. | The loaded balance, plus limits per card that you set. |
| Interest and late fees | Interest if the bill isn't paid in full. | None. There is no credit line, so no interest or debt. |
| Controls | Varies by issuer. | Limits by employee, category (MCC), merchant, location and time, checked before the payment goes through. |
| UPI | Varies by issuer. | Each employee can also pay by an @omni UPI ID, under the same rules. |
| Best for | Businesses that need credit, rewards and travel perks. | Team, branch and field spend you want controlled before it happens. |
OmniCard issues RuPay prepaid cards on its own BIN and doesn't offer credit lines. Credit-card terms vary by bank.
What you get with OmniCard Corporate Cards.
Advanced card controls
Set limits, block categories or cards, and manage usage in real time.
Geo-fencing
Cards work only inside approved locations and switch off outside them.
Policy compliance, built in
Company rules are enforced automatically at the point of payment.
Unlimited cards
A card for every team, department or use case. Prepaid and reloadable.
Accepted everywhere
Built on RuPay and UPI, accepted across merchants online and offline.
What customers measured.
Built for every role.
Employees and team leads
No out-of-pocket spending, safe cards for work purchases, clear budgets.
CFOs and finance
Real-time control, stronger compliance, audits with digital trails.
HR and admin
Cards on day one of onboarding, easy travel and training spends.
WHERE TEAMS USE IT
- Travel and expense
- Petty cash
- Retail and store operations
- Field sales
- Logistics and fleet
- Vendor and procurement
- Marketing budgets
- Department budgets
- Rewards and recognition
Works with your stack
Posts to your ERP. Runs on OmniCard's own licensed rails.
Approved spend posts as journal entries with the bill and approval trail attached. OmniCard is an RBI-licensed PPI issuer and a direct NPCI issuer for RuPay, UPI (@omni) and FASTag, certified to ISO/IEC 27001, PCI DSS and SOC 2 Type II.
- Tally
- SAP
- Oracle
- Zoho
- Microsoft Dynamics
- + custom APIs
Corporate Cards questions, answered.
More in our full FAQ.
Is OmniCard's corporate card a credit card?
No. It's a RuPay prepaid corporate card, physical or virtual, issued by OmniCard on its own BIN. OmniCard doesn't offer credit lines.
Is it secure for large enterprises?
Yes. OmniCard is an RBI-licensed PPI issuer and a direct NPCI issuer, certified to ISO/IEC 27001, PCI DSS and SOC 2 Type II, with payment data stored in India.
How many cards can we issue?
There is no limit. You can issue cards to every employee, team or project.
Can we control where cards are used?
Yes. Limit cards by category, merchant, amount, time and location (geo-fencing), and block or unblock them instantly.
Is it a RuPay card?
Yes. OmniCard is a direct NPCI issuer, so the cards are RuPay, physical and virtual, and NCMC-enabled.
How are spending limits set?
By employee, department, cost centre, category (MCC), merchant, location and time, checked before the payment goes through.
Can employees also pay by UPI?
Yes. Each employee can pay by an @omni UPI ID on the same platform and under the same rules.