Independent architecture
Our system is not tied to third-party infrastructure, which means more agility and faster innovation.
Home/Our RBI licence
RBI-licensed PPI issuer
RBI-licensed. Built for trust. A licensed issuer, directly on NPCI.
OmniCard is operated by Eroute Technologies Pvt. Ltd., authorised by the Reserve Bank of India to issue Prepaid Payment Instruments (PPIs). Your money is handled to the highest standards of compliance and safety.
The licence at a glance.
- Licensed entity
- Eroute Technologies Pvt. Ltd.
- Authorised by
- Reserve Bank of India, as a Prepaid Payment Instrument (PPI) issuer
- Direct NPCI issuer
- RuPay cards on our own BIN, UPI on our own infrastructure (@omni), FASTag
- CIN
- U72900UP2018PTC109634
- Grievance and nodal officer
- nodal@eroute.in
Foundational rails. Future-ready design.
Interoperable setup
From UPI to RuPay to prepaid wallets, OmniCard works across networks, tools and partners.
Resilient by design
A modular, secure and scalable stack, so payments never hit a bottleneck.
What makes OmniCard different.
The full stack, licensed
RBI PPI licence plus our own UPI and RuPay issuance, so policy is checked at authorisation on our own systems.
Built for business use cases
Designed around how companies actually spend, from branch petty cash to fleets and field teams.
A financial operating system
Connects every point in the spend value chain: payment, bill, approval and ledger entry.
