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In-store spend management

Control every rupee spent in your stores. Petty cash, consumables and services, across every outlet.

Finance and retail operations get full control over day-to-day store spending, paid via RuPay cards or UPI and tracked and reconciled in one place.

  • Multi-store visibility
  • Geo-fenced payments
  • Cashless petty cash
OmniCard
Expense

Highway Fuels, Pune

OverviewTrail
Amount₹2,450.00Checking policy…
Policy checkFuel within ₹3,000/day limit
Manager approvalPriya Shah · L1
Posted to TallyVoucher PV-10482
ReceiptPolicyMap
HIGHWAY FUELSNH-48, Pune · Pump #2
25/09/202610:42 AM
Diesel · 26.4 L₹2,450.00
Rate / L₹92.80
UPI Ref4128 9931 0457
Total₹2,450.00
Receipt will appear here
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The way it works today. And why it slows finance down.

  • Cash and ad-hoc payment chaos
  • Missing receipts slow month-end
  • Approvals stuck, purchases delayed
  • Vendor payouts scattered across apps
  • No multi-store spend visibility
  • Manual mapping drags closures

What you get with OmniCard In-store Management.

01

Vendor whitelists and MCC blocks

Buy only from approved suppliers and block risky categories instantly.

02

Timed spend windows

Restrict payments to store hours or settlement slots to curb off-hours leakage.

03

Instant vendor payouts

Pay small vendors in one flow and map invoices to GL, cost centre and tax fields.

04

Geo-fenced, policy-locked payments

UPI and RuPay card spends allowed only at the store location, within policy.

05

Real-time store budgets

Budgets per store, visible to store heads, regional heads and finance.

06

Bill capture

Staff snap bills in the app; OCR reads and files them.

Built for every role.

Store staff

Pay for what the store needs without cash boxes.

Store and regional heads

Budgets and approvals across outlets in one view.

Finance

Every store's spend reconciled and posted daily.

Works with your stack

Posts to your ERP. Runs on OmniCard's own licensed rails.

Approved spend posts as journal entries with the bill and approval trail attached. OmniCard is an RBI-licensed PPI issuer and a direct NPCI issuer for RuPay, UPI (@omni) and FASTag, certified to ISO/IEC 27001, PCI DSS and SOC 2 Type II.

  • Tally
  • SAP
  • Oracle
  • Zoho
  • Microsoft Dynamics
  • + custom APIs

In-store Management questions, answered.

More in our full FAQ.

Can store payments be limited to the store location?

Yes. Geo-fencing allows UPI and card payments only at the store's location, and timed windows can restrict them to store hours.

See OmniCard In-store Management live. We'll configure it for your business on the first call.

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