India's most trusted Business Fintech OS · RBI-licensed PPI issuer
One scan. Any benefit. Zero hassle — now on UPI.
Stop boxing employees into one meal wallet. The OmniCard Flexi Benefits Basket lets them split one allowance across meal, fuel, telecom, books & more — and spend it with a UPI scan at 6 Cr+ merchants they already love.
₹2L+
tax-free per year*
6 Cr+
UPI merchants covered
0
paperwork
One basket, every benefit — go on, hover one
🧑💼
⛽
✈️
🍽️
📱
🎁
🎬
🏋️
Flexi Benefits Basket
🏪 Kirana
🍴 Canteen
💊 Pharmacy
⛽ Fuel
Trusted by India's biggest brands
McDonald'sPUMABluestoneDelhivery+ 1,000 more
OmniCard, by the numbers
12 Lac+
Cards issued
32 Lac+
Users onboarded
1,000+
Trusted clients
Why OmniCard Flexi Benefits Basket
Built for management, loved by employees.
🍽️
Tax-free beyond ₹2,00,000
Under the 2026 tax reset, meal exemption rises to ₹200/meal (up to ₹1,05,600/yr) — stacked with telecom, books & more, fully tax-exempt.
📲
Tap, scan, done
No special POS needed — employees pay at any UPI-accepting merchant, from canteens to kirana stores.
⚡
Live before lunch
Bulk-onboard your whole team and issue virtual cards instantly — no physical card wait times.
📊
See every rupee, live
Load balances, set spend rules, and reconcile every transaction from OmniCard's finance OS.
What's inside
One basket. Every benefit.
🍽️
Food & Groceries
Restaurants, canteens, and grocery UPI merchants nationwide.
⛽
Fuel & Transport
Petrol pumps, cabs, and metro recharges, all in one balance.
📱
Telecom
Mobile and broadband bills, tax-free up to ₹36,000/yr.*
📚
Books & Periodicals
Learning materials and subscriptions, up to ₹50,000/yr.*
How it works
Three steps. One very happy team.
From sign-up to your first benefit spend on UPI, in under a week.
1
Set up your OmniCard business account
KYB in minutes, no paperwork mailed anywhere.
2
Add employees and set benefit budgets
Bulk upload your roster, define monthly allowances per employee.
3
Employees spend anywhere on UPI
Instantly, tax-free, with real-time visibility for finance.
"
Switching our meal allowance to the OmniCard Flexi Benefits Basket cut reconciliation time in half and our people finally spend it without friction.
Head of Finance
Mid-size manufacturing company
FAQ
Common questions
Yes — OmniCard operates under an RBI-approved Prepaid Payment Instrument (PPI) license, so every card and balance is fully compliant.
Employees split one allowance across meal, fuel, telecom, books & periodicals and more themselves — instead of a fixed bucket set by HR — and spend each via UPI scan-and-pay.
CBDT's Income-tax Rules, 2026 raised the tax-free meal limit from ₹50 to ₹200 per meal — up to ₹1,05,600/year — which, stacked with other eligible categories, takes total tax-free benefits beyond ₹2,00,000/employee/year.
Yes — no dedicated POS is required. Spends are validated against the category rules you set, then settled like any UPI payment.
Most teams go live within a week of KYB — bulk-upload your roster and issue virtual cards instantly.
Ready for benefits your team will actually use?
Talk to us and get your OmniCard Flexi Benefits Basket program running this week.