Real-time budgets per store
Budgets for every store, visible to store heads, regional heads and finance.
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For retail and QSR chains
Every store's spend, checked before it's paid.
Store and outlet teams pay by UPI or RuPay card instead of cash boxes. Every payment is captured with who, where and what for, and checked against policy before the money moves, not at month-end.
- RBI-authorised PPI issuer
- Direct NPCI issuer for RuPay and UPI
- 1,000+ businesses
QSR · 250 STORES LIVE50% fewer
man-hours on reconciliation.
The Belgian Waffle Co.: read the story →1,000+ businesses run on OmniCard. From 700-store QSR chains to NBFCs with 5,000 branches.
The problem in every chain.
- Cash boxes and ad-hoc payments at every outlet
- Missing receipts slow month-end
- Vendor payouts scattered across apps
- No view of spend across stores
How OmniCard controls store spend.
Approved vendors only
Vendor whitelists and category (MCC) blocks: buy only from approved suppliers.
Store hours only
Timed spend windows stop off-hours payments.
At the store only
Geo-fenced UPI and RuPay card payments, allowed only at the store's location.
Bills captured by OCR
Staff snap the bill in the app; it's read and filed.
Small vendors paid in one flow
Each invoice mapped to GL, cost centre and tax fields.
Every outlet's bills on BBPS
Fetch and autopay electricity, water and broadband bills for every store through Bharat Connect, from one dashboard.
Posted to your ERP
Tally, SAP, Oracle, Zoho or Microsoft Dynamics, or custom systems via APIs.
For every role.
Store staff
Pay for what the store needs without a cash box.
Store and regional heads
Budgets and approvals across outlets in one view.
Finance
Every store's spend reconciled and posted daily.
Why it works at the last mile
OmniCard is the issuer. So the store's rules apply at the moment of payment.
OmniCard is itself the issuer: an RBI-authorised PPI issuer and a direct NPCI issuer for RuPay cards and UPI (@omni), with no sponsor bank in between. So the store's rules are checked when the payment is authorised, and an out-of-policy payment is declined before money moves.
In-store management →Petty cash management →BBPS bill payments →Spend management →
Retail and QSR questions, answered.
More in our full FAQ.
Can store payments be limited to the store's location and hours?
Yes. Geo-fencing allows UPI and card payments only at the store's location, and timed windows can restrict them to store hours.
Can store staff pay local vendors by UPI?
Yes. Each employee pays from company funds by @omni UPI ID or RuPay card, within the store's limits, and the bill is captured by OCR.
How do the store's electricity and internet bills get paid?
Through Bharat Connect (BBPS): fetch and autopay bills for every store from one dashboard.
Does it post to our accounting system?
Yes: Tally, SAP, Oracle, Zoho, Microsoft Dynamics, or custom systems via APIs.
See OmniCard on your stores' spend. We'll set it up for your chain on the first call.
Book a demo
Our team will call you within an hour.