Every branch and field officer's spend, checked before it's paid.

Branch staff and field officers pay by UPI or RuPay card instead of cash and claims. Every payment is captured with who, where and what for, and checked against policy before the money moves, not at month-end.

Book a demo How it works

RBI-authorised PPI issuer
Direct NPCI issuer for RuPay and UPI
ISO 27001 · PCI DSS · SOC 2 Type II

NBFC · 7 STATESUp to 20%

saved on monthly spend, with reimbursements 57% faster.

Berar Finance: read the story →

1,000+ businesses run on OmniCard. From 700-store QSR chains to NBFCs with 5,000 branches.

The problem in every branch network.

Petty cash in every branch, counted by hand
Field officers pay first and claim weeks later
Bills and approvals on paper and email
No single view across branches, regions and entities

How OmniCard controls branch and field spend.

Branch petty cash, digital

Budgets for every branch, paid by UPI or RuPay card instead of a cash box, visible to branch, regional and finance heads.

Field travel, verified

With OmniCard Motion, kilometres come from the GPS route and are checked against odometer photos, so mileage is computed, not claimed.

Pay at the point of purchase

Field officers and branch staff pay from company funds by @omni UPI ID or RuPay card, within their limits.

Rules before the payment

Limits by employee, department, cost centre, category (MCC), merchant, location and time, checked before the money moves.

Claims without chasing

Reimburse360: staff snap the bill, OCR reads it, policy is checked, and approved claims are settled automatically.

Every branch's bills on BBPS

Fetch and autopay electricity, water and broadband bills for every branch through Bharat Connect, from one dashboard.

Many entities, one view

Group companies and entities run on one platform, with a master dashboard across all of them.

Audit-ready, posted to your ERP

Every payment carries who paid, where, what for, the bill and the policy it was checked against, and posts to Tally, SAP, Oracle, Zoho or Microsoft Dynamics.

For every role.

Field and collection teams

Pay for travel and branch needs without spending their own money.

Branch and regional heads

Budgets, approvals and spend across branches in one view.

Finance and audit

Every rupee reconciled, tagged and traceable, with the bill and policy attached.

Why it works at the last mile

OmniCard is the issuer. So branch rules apply at the moment of payment.

OmniCard is itself the issuer: an RBI-authorised PPI issuer and a direct NPCI issuer for RuPay cards and UPI (@omni), with no sponsor bank in between. So each branch's and officer's rules are checked when the payment is authorised, and an out-of-policy payment is declined before money moves.

Spend management →Petty cash management →OmniCard Motion →Reimburse360 →

BFSI and NBFC questions, answered.

Can branch petty cash run without cash boxes?

Yes. Each branch gets a budget it spends by UPI or RuPay card, and every payment is captured with who, where and what for, against policy, before the money moves.

How are field officers' travel claims verified?

OmniCard Motion calculates kilometres from the GPS-tracked route and checks them against odometer photos, then applies your policy rate. Fuel, tolls and meals link to the trip.

Can we see spend across branches and group entities?

Yes. Spend is tagged by branch, department, cost centre and project, and multi-entity control gives a master dashboard across all group companies.

Is OmniCard regulated?

OmniCard (Eroute Technologies Pvt. Ltd.) is an RBI-authorised Prepaid Payment Instrument issuer and a direct NPCI issuer for RuPay cards and UPI, certified to ISO/IEC 27001, PCI DSS and SOC 2 Type II, with payment data stored in India.

Is it a credit card?

No. OmniCard issues prepaid instruments on its own licence and doesn't offer credit lines, so branch and field spend comes from funds you load.

See OmniCard on your branch spend. We'll set it up for your network on the first call.

Book a demo

Our team will call you within an hour.